Top Investment Apps for Beginners to Build Wealth 2025

Investing used to be a world dominated by complex jargon, high fees, and intimidating brokerage offices. But in 2025, modern technology has flipped the script. Now, with just a smartphone and a few taps, men can take control of their financial futures using powerful yet user-friendly investment apps for beginners. These platforms are designed to make investing simple, approachable, and even enjoyable—especially for those just starting their wealth-building journey.

Whether you're looking to invest in stocks, ETFs, or even dabble in crypto, there’s an app tailored to fit your financial goals and lifestyle. Many of these apps come equipped with educational tools, risk assessment features, and automated investing options, giving beginners the confidence to get started with minimal stress. For men striving to strengthen their long-term financial health or secure a stable future, choosing the right app can be a game-changer.

In this article, we’ll explore the top investment apps for beginners, highlighting what makes each one stand out. Whether you’re saving for retirement, building an emergency fund, or planning for something bigger, these tools can help you build smart habits and steady wealth—starting today.

Acorns: Automatic Investing With Spare Change

Acorns is one of the most approachable investment apps for beginners, especially for men who want to ease into building wealth without overthinking the process. Its standout feature is Round-Ups, which automatically invests spare change from everyday purchases. For example, if you spend $4.25 on coffee, Acorns rounds the purchase up to $5.00 and invests the remaining $0.75 into a diversified portfolio.

This low-stress method removes the pressure of manually managing investments and lets your wealth grow in the background. Acorns offers various account types, including individual brokerage, retirement (IRA), and even custodial accounts if you’re thinking about long-term planning for your kids.

What makes Acorns attractive for men starting out is its user-friendly interface and minimal setup. You don’t need to choose individual stocks or time the market. Instead, Acorns builds and rebalances your portfolio based on your risk tolerance and investment goals. Educational resources are also built into the app to help you make informed financial decisions as your confidence grows.

The app charges a flat monthly fee, which is easy to plan for. While it may not be the most powerful platform for advanced traders, it’s a strong choice for those who want a passive and automatic way to begin investing. If you're new to managing money or looking for a “set it and forget it” solution, Acorns stands out among the top investment apps for beginners.

Robinhood: Commission-Free Stock Trading

Robinhood has become a household name and is frequently recommended among investment apps for beginners. Its streamlined design and commission-free trading make it a go-to platform for men who want quick access to the stock market without paying hefty brokerage fees. Robinhood allows you to buy and sell stocks, ETFs, options, and even cryptocurrencies with zero commissions, making it ideal for budget-conscious investors.

What sets Robinhood apart is its clean, intuitive interface. Beginners can explore markets, monitor trends, and execute trades without the need for financial jargon or complex tools. You can even set up recurring investments to automate your strategy, which is helpful for those looking to build wealth over time.

The app also includes features such as fractional shares, which means you can invest in companies like Apple or Tesla with as little as $1. For men just starting out, this flexibility allows you to build a diverse portfolio without needing large amounts of capital.

Robinhood recently added features like cash management, retirement accounts, and in-app educational tools, expanding its appeal beyond just stock trading. While it may not offer in-depth advisory services, it serves as a strong launchpad into the investing world.

Whether you’re looking to test the waters or take a more active role in your financial future, Robinhood is one of the most accessible investment apps for beginners—and a solid step toward long-term wealth building.

Stash: Invest and Learn at Your Own Pace

Stash offers a unique combination of investing, banking, and learning tools, making it one of the most flexible investment apps for beginners. Designed for those who prefer a guided experience, Stash allows you to start investing with as little as $5 while offering access to individual stocks, ETFs, and retirement accounts.

What makes Stash appealing for men is its personalized investment advice without the pressure of complex decision-making. During signup, Stash asks a few questions about your financial goals and risk tolerance. From there, it suggests curated portfolios that align with your objectives—whether that’s long-term growth, retirement savings, or socially responsible investing.

Stash also includes a feature called Stock-Back®, which rewards you with fractional shares when you use the Stash debit card for purchases. This innovative feature turns everyday spending into investment opportunities, helping you grow your portfolio in the background.

Men new to investing will also appreciate Stash’s Stash Learn section, filled with easy-to-digest articles and videos that explain everything from compound interest to portfolio diversification. This education-first approach builds confidence and encourages smarter financial decisions over time.

Although there is a monthly fee based on the tier you select, many find it worthwhile for the value Stash delivers. For men who want to invest at their own pace and learn along the way, Stash ranks high among investment apps for beginners.

Betterment: Smart Automation for Long-Term Goals

Betterment is one of the most reliable investment apps for beginners looking to automate their path to long-term financial success. This robo-advisor platform handles everything from portfolio creation to rebalancing and tax optimization, so you don’t have to.

When you sign up, Betterment asks about your goals—whether you're saving for retirement, a house, or simply building wealth. Based on your responses, it constructs a diversified portfolio of low-cost ETFs tailored to your risk profile. This makes Betterment ideal for men who prefer to focus on strategy rather than the day-to-day mechanics of investing.

Betterment also offers features like automatic deposits, dividend reinvestment, and goal tracking—all aimed at making your investing journey smoother and more consistent. For those who want guidance, premium plans provide access to certified financial planners who can answer personalized questions about money management.

The interface is clean, professional, and encourages disciplined investing. Men who appreciate structure and a hands-off approach will find Betterment a strong fit for growing wealth steadily over time.

Whether you're planning decades ahead or starting with small contributions, Betterment removes the guesswork. As one of the most respected investment apps for beginners, it helps new investors stay committed to their financial goals while avoiding emotional decision-making and market timing traps.

SoFi Invest: All-in-One Financial Platform

SoFi Invest stands out as a powerful all-in-one solution among today’s top investment apps for beginners. For men who want convenience, flexibility, and financial growth in one place, SoFi delivers a robust platform that goes beyond simple stock trading.

With SoFi Invest, you can trade stocks, ETFs, and cryptocurrencies commission-free. For beginners, the platform also offers automated investing, where portfolios are built and managed on your behalf based on your risk tolerance and goals. This hybrid of self-directed and managed investing makes it easy to customize your approach as you gain experience.

Men who are focused on long-term financial goals will also appreciate the access to retirement accounts and goal-based planning tools. The app includes real-time tracking, performance charts, and financial insights that are easy to understand and apply.

Beyond investing, SoFi provides free financial counseling, career planning support, and even loans, making it a full-spectrum financial hub. For those new to building wealth, this ecosystem can simplify decision-making and support better money habits.

If you’re just starting out and want to explore different types of investments while keeping everything in one place, SoFi Invest is a strong option. As one of the most comprehensive investment apps for beginners, it’s designed to help you grow your portfolio, gain financial knowledge, and stay organized every step of the way.

Wealthfront: High-Tech Portfolio Management

Wealthfront is one of the most advanced and automated investment apps for beginners, ideal for men who appreciate technology-driven solutions. This robo-advisor platform removes the guesswork from investing by managing your portfolio with minimal input required on your part.

After answering a few simple questions, Wealthfront builds a personalized portfolio using low-cost index funds. It automatically handles rebalancing, tax-loss harvesting, and dividend reinvestment, which are essential for maintaining long-term investment health but often overlooked by new investors.

What makes Wealthfront especially attractive for beginners is its smart, goal-oriented interface. Whether you're saving for a house, planning for retirement, or building an emergency fund, Wealthfront offers customized pathways to help you stay on track.

The app also includes features like a cash account with interest, financial planning tools, and forecasting simulations that let you visualize future wealth based on your current habits. For analytical men who want to see how today’s decisions affect tomorrow’s goals, these tools are invaluable.

There are no trading decisions to make or daily market trends to follow. Wealthfront encourages a disciplined, long-term investing strategy that's ideal for building wealth slowly and steadily.

For those who prefer a hands-off but highly efficient approach, Wealthfront is one of the most intelligent investment apps for beginners. It combines cutting-edge automation with solid financial theory, offering a low-stress yet powerful way to start growing your money.

Public: Transparent Investing With Community Insights

Public is redefining what it means to invest as a beginner by blending financial markets with social engagement. As one of the most interactive investment apps for beginners, Public offers a unique approach for men who want to learn from others while building their portfolios.

The app allows you to invest in stocks, ETFs, and cryptocurrencies with commission-free trades. But what sets Public apart is its built-in community feature, which lets users follow investors, share insights, and ask questions in real time. This community-based model turns investing into a more transparent and collaborative experience.

For beginners, this level of social interaction helps demystify investing. You can view others’ portfolios, see what they're buying or selling, and even read the reasoning behind those choices. This can be especially helpful for men new to the investing world who want practical examples and perspectives rather than just theoretical knowledge.

Public also offers fractional shares, which means you can start investing with just a few dollars. The platform avoids complex tools and focuses on clear, educational content that builds confidence without overwhelming you.

Security and simplicity are also top priorities. Public is easy to navigate, visually clean, and fully encrypted. It's a great choice for men who value community support, transparency, and approachable design.

If you're just getting started and want to blend investing with social learning, Public is one of the most engaging and educational investment apps for beginners.

M1 Finance: Customizable Portfolios for Beginners

M1 Finance offers a blend of control and automation, making it a standout option among investment apps for beginners. It’s ideal for men who want a bit more customization in how they manage and grow their portfolios.

At the core of M1 Finance is its “Pie” system, a visual portfolio model that allows you to divide your investments into customizable slices. You choose which stocks or ETFs to include and assign percentages to each slice. From there, M1 automates buying, selling, and rebalancing based on your design. This setup gives you control over what you invest in while letting the platform handle the heavy lifting.

M1 also offers fractional shares, making it easy to build a diversified portfolio even with a modest starting balance. You can invest on a schedule with automatic deposits, which keeps you disciplined and aligned with your goals.

Another standout feature is M1 Borrow, a flexible line of credit available once you reach a certain account threshold. This can be useful for men managing multiple financial priorities who want to borrow at low interest without disrupting their investments.

For those seeking a balance of autonomy and ease, M1 Finance is one of the most versatile investment apps for beginners. It empowers you to shape your own strategy while still benefiting from automation and modern design.

Fidelity Spire: Goal-Based Investing Made Simple

Fidelity Spire is designed to help new investors clearly define their financial goals and take actionable steps toward achieving them. As one of the most intuitive investment apps for beginners, it offers a blend of simplicity, structure, and trusted financial guidance—all backed by Fidelity’s well-established reputation.

What makes Fidelity Spire especially appealing for men who are new to investing is its goal-based approach. Whether you're saving for a down payment on a home, building an emergency fund, or preparing for a family’s future, Spire helps you track your progress and stay motivated. You can set multiple goals within the app, assign priorities, and link them to specific investment or savings accounts.

Spire’s interface is clean and user-friendly. It breaks down complex financial decisions into manageable steps. You’ll find tools for retirement planning, automated investing, and personalized guidance—all at your fingertips. Spire also integrates with Fidelity Go, a robo-advisor that builds and manages portfolios on your behalf, removing the burden of stock picking or market timing.

Another benefit is the app’s no-fee structure for basic accounts, which makes it cost-effective for beginners. Educational resources are also built in, offering digestible lessons and tips to help you grow your financial knowledge over time.

For men looking to create financial stability with a clear direction, Fidelity Spire offers a strategic yet simple path forward. It earns a top spot among investment apps for beginners by helping users align their money with real-life goals—without unnecessary complexity.

Ellevest: Gender-Aware Investing for Financial Progress

Ellevest may be tailored toward women, but its thoughtful design and inclusive strategy make it an excellent option for anyone—especially men seeking intentional, values-based investing. As one of the most mission-driven investment apps for beginners, Ellevest focuses on closing gender wealth gaps while promoting strong financial habits for all users.

What sets Ellevest apart is its goals-based investment strategy combined with a unique emphasis on real-life financial priorities. From emergency savings to career development, Ellevest encourages users to think holistically about their financial health. For men looking to diversify their approach, the app offers exposure to impact investing—supporting companies that align with environmental, social, and governance (ESG) values.

Ellevest uses proprietary algorithms to build customized portfolios tailored to your income, age, and goals. Whether you're saving for a house, retirement, or personal development, the platform automatically invests and rebalances your portfolio based on what matters most to you.

Users also benefit from access to financial planning tools, webinars, and one-on-one coaching. These resources help men build confidence in areas like budgeting, debt management, and long-term investing. The app’s clean, modern interface further enhances the user experience by making complex topics easy to understand.

While Ellevest does charge a monthly subscription fee, its blend of education, personalization, and ethical investing makes it a powerful choice for men who want their money to reflect their values. It’s one of the most progressive and practical investment apps for beginners seeking financial progress with purpose.

Conclusion

Choosing the right platform is the first step toward building long-term financial health. With so many reliable investment apps for beginners now available, men can start investing with confidence, clarity, and control. Whether you prefer automated tools, hands-on trading, or goal-based planning, there’s an app tailored to your needs. From spare change investing with Acorns to the customizable portfolios of M1 Finance, each app offers unique advantages to help you grow your wealth. Start small, stay consistent, and use the tools at your fingertips to take charge of your financial future—one smart decision at a time.